Structured finance
From the term sheet to the final payment date.
Atlas Capital Infrastructure builds independent infrastructure for asset-backed transactions after they close, sized for the firms that have been without it. Structured finance veterans and engineers work on it as one team.
Accountability cannot be automated.
Structured finance runs on judgment.
Documents, models and systems carry a transaction a long way. The moments that decide its outcome are handled by people: the judgment made at structuring, the issue raised before it becomes a dispute, the decision taken where the documents are silent.
If you have capital at risk, you know this. You want to know who those people are, what they have done before, and what they will answer for.
At Atlas, the technology is built with experienced practitioners, for the people who answer for the work. It supports them. It does not stand in for them.
At the close, and every period after it.
The life of an asset-backed transaction after it closes, in three moments. In each, every party does its own work, from its own seat, on one record.
The life of a transactionTerm sheet to final payment date
Term sheet
The structure that will govern the transaction for years is set.
Close
The deal is set up from its documents, and every party is onboarded to its seat.
Every period
Collections are submitted, the waterfall is executed and the reconciliation is signed off, on the record.
When it is tested
A breach is confirmed by a person, escalated on the record and open until its cure is recorded.
Final payment date
Every period's record, through to the last payment, in one ledger no one can edit.
Each moment links to its section of What we do.What we do
How we work
Judgment, on the record.
Atlas ABS is built to institutional standard, with experienced practitioners, so that the work is consistent from one transaction to the next, documented as it happens and visible to the parties who rely on it.
- Authority set before it is used. Each seat's permissions are set on the platform before the moment they are needed, and nothing is done outside them.
- Every review documented. Each review is recorded as it happens, so the parties can see what was checked and when.
- Problems surfaced early. Covenants are tracked from warning to breach, each breach confirmed by a person and open until its cure is recorded.
- One record for every transaction on Atlas ABS. The work is documented as it happens, visible to the parties who rely on it, and open to no one to edit, Atlas included.
Who we work with.
Each party to a transaction carries a different exposure, and works on Atlas ABS from its own seat.
Warehouse lenders
The facility on one record every party shares, with the backup servicer on file before any disruption.
What Atlas does → 02Originators and issuers
An operation capital providers can underwrite on every issuance, on a record that scales without headcount.
What Atlas does → 03Private credit managers
Institutional operations from a back office of two or three, and a platform to show when an allocator asks how a position is run.
What Atlas does → 04Banks with securitization desks
The securitization portfolio on one platform, with the evidence for the exam produced by daily operations.
What Atlas does → 05Servicers
One way to submit collections, manage the pool and support reconciliation, on every deal.
What Atlas does → 06Investors
Distributions, factors and deal health in their own seat, as each period closes.
What Atlas does →Speak with a principal.
Tell us about the transaction and your position in it, and a principal will be in touch.
- The transaction: term, warehouse or private asset-based, and where it stands
- Your position in it: lender, issuer, investor, servicer or another party
- What you would like to discuss: a demo, the Design Partner Program, or something else